Your Guide to Government Support in Canada – 2025

The GST/HST Credit is a tax-free quarterly payment for individuals and families with low and modest incomes to help offset the Goods and Services Tax / Harmonized Sales Tax they pay. Eligibility is determined by your adjusted family net income and the number of eligible children you have. You do not need to apply for this credit; the CRA determines your eligibility when you file your income tax and benefit return.

To apply for Ontario Works, you can generally apply online through the Ontario government website. You will need to provide personal information, financial details, and information about your household. After your online application, you may be contacted for an in-person interview to review your eligibility and next steps. It's recommended to have all necessary documents, such as identification, income statements, and housing information, ready.

Yes, many housing benefits and assistance programs in Canada are available to immigrants, including permanent residents and, in some cases, temporary residents with specific statuses. Eligibility often depends on factors like income, family size, and residency status in Canada and a specific province. Programs like those offered by CMHC (Canada Mortgage and Housing Corporation) and various provincial housing initiatives are designed to support a broad range of residents, including newcomers. It is best to check specific program criteria for full details.

The Canada Child Benefit (CCB) in 2025 remains a tax-free monthly payment from the federal government designed to help eligible families with the cost of raising children under 18 years of age. The amount you receive is based on your adjusted family net income from the previous tax year, the number of children you have, and their ages. There is no need to apply separately for the CCB if you file your income tax return; the Canada Revenue Agency (CRA) automatically determines your eligibility.

The Disability Tax Credit (DTC) is a non-refundable tax credit that helps reduce the income tax payable for individuals with a severe and prolonged mental or physical impairment. To be eligible, a medical practitioner must certify that you have a severe and prolonged impairment and that its effects are significant. Once certified, the DTC can be claimed by the person with the disability or by a supporting family member. It can also open doors to other programs like the Registered Disability Savings Plan (RDSP)."